
Many players mistakenly believe they can use the Debt Collector card to steal money from a player's hand, but the card actually targets their Bank.
According to the Hasbro Gaming Official Rulebook, the Debt Collector action card allows you to force another player to pay you £5.
Monopoly Deal Rules 2017, [page not specified]
These rules correspond to the UK edition of Monopoly Deal.
Official Rule Breakdown
To play the Debt Collector card, you must read the action aloud and follow the specific instructions on the card. This action card forces a chosen player to pay you £5. Once the action is completed, the card is placed in the discard pile. Note that players can choose to play an Action card to their Bank instead of using its special ability; if played to the Bank, the card is worth the dollar amount shown on the top left and can no longer be used for its Debt Collector action.
Step-by-Step
- Step 1: Play the Debt Collector card by reading the action aloud.
- Step 2: Select one player to be the target of the debt.
- Step 3: The target player must pay you £5 from their Bank.
- Step 4: Place the Debt Collector card into the discard pile.
Example Play Situation
Alice plays a Debt Collector card and chooses Bob as the target. Bob must check his Bank and pay Alice £5. Alice then places the Debt Collector card in the discard pile.

Common Misconceptions
- Thinking you can collect money from a player's hand
- Using the card to steal properties instead of money
- Forgetting that the card must be discarded after use
Quick Reference
| You Can | You Cannot |
|---|---|
| Read the card aloud when playing it | Do not take money from a player's hand |
| Collect £5 from the target's Bank | Do not use the card's action if you have already placed it in your Bank |
| Discard the card after the action is resolved | Do not keep the card in your hand after playing it |
Frequently Asked Questions
- What is the official rule for the Debt Collector in Monopoly Deal?
- You force another player to pay you £5 from their Bank.
- Can I use Debt Collector to take money from a player's hand?
- No, you can only collect money that is currently in their Bank.
- What happens if I play Debt Collector to my Bank instead?
- It becomes money worth the amount shown on the card and loses its special ability.
- Does the Debt Collector card work if the player has no money in their Bank?
- If they have no money or Property in front of them, nothing happens.






